Our Services

                       A Tradition of Service

Robert J. Oberst, Sr. & Associates is one of the oldest independent financial planning firm in New Jersey.  For over 40 years, we have been providing a full range of personalized financial planning, investment management and accounting services with the professionalism that we believe has led to national recognition.

The firm was established in 1969 by Dr. Robert J. Oberst, Sr., among the country’s first recipient of the prestigious Certified Financial Planner of the Year award.  Since its founding, Robert J. Oberst, Sr. & Associates has remained committed to complete financial planning, basing of our recommendations and proposals on an integrated structure of financial analysis.

                     Personalized Approach

Over the years, Robert J. Oberst, Sr. & Associates has developed and refined a broadbased framework for prudent financial planning that involves careful management and implementation of resources.  With this framework, we are able to tailor an investment and financial plan according to your individual needs and goals.

Your plan will be based on a complete and objective quantitative analysis of your personal assets, retirement and investment assets, real estate, and business related interests. This analysis is correlated with a thorough understanding of your risk tolerances and your financial objectives.

From this profile, we prepare an individually structured written plan identifying problems and recommending solutions.  Your financial plan includes an analysis of cash flow, net worth, and taxes, as well as an assessment of intermediate and long-term needs in educational funding, retirement and estate planning.  We also provide a plan of action and an implementation guide.

Providing a comprehensive financial report is merely the beginning. We believe a financial plan is only as effective as its implementation and flexibility.

Our staff of experienced professionals provide on-going financial advice and service to enable you to stay abreast of shifts in the economy and your life.

           Investment Alternatives

A critical ingredient in any financial plan is proper investment selection, management and monitoring.  As an independent firm and Registered Investment Advisor with the S.E.C., Robert J. Oberst, Sr. & Associates seeks the best solutions available to help you achieve your financial goals.  Through association with the registered broker/dealer, SagePoint Financial, Inc. (members FINRA and SIPC), we are able to help you choose investment in stocks, bonds, and real estate, as well as in mutual funds and insurance.

In an effort to keep your financial plan functioning at peak efficiency, we perform an annual review - a “financial check-up” in order to make modifications as needed and to update investment strategies.

                   Helping You Stay Ahead

For more than a third of a century, the Robert J. Oberst, Sr. & Associates approach has emphasized judicious and intelligent planning and investing.  Above all, we endeavor to provide all financial plans or investment programs to be of sound economic merit, without unnecessary risk to our clients.

Robert J. Oberst, Sr. & Associates is dedicated to a precise study of your present situation.  Only then can a presentation of facts and recommendations be implemented in order of priority.